Insurance : Principles and Practice

Mishra, M N

Insurance : Principles and Practice - S CHAND 1979

Part-I: Introduction • Definition and Nature of Insurance • Evolution of Insurance • Role and Importance of Insurance • Insurance Contract, Part-II: Life Insurance • Nature of Life Insurance Contract • Classification of Policies • Annuities • Selection of Risk • Measurement of Risk and Mortality Table • Calculation of Premium • Treatment of Sub-Standard Risks • The Reserve • Investment of Funds • Surrender Value • Valuation and Surplus • Policy Condition • Life Insurance for the Under Privileged — (i) Industrial Life Insurance, (ii) Group Life Insurance, (iii) Disability Benefit Policies, (iv) Social Security Schemes and Pension Plans, (v) Micro Life Insurance • Progress of Life Business of LIC, Part-III: Marine Insurance • Nature of Marine Insurance Contract • Marine Insurance Policies • Policy Conditions • Premium Calculation • Marine Losses • Payment of Claims • Progress of Marine Insurance Business in India, Part-IV: Fire - Insurance • Nature and Use of Fire Insurance • Fire Insurance Contract • Kinds of Policies • Policy Conditions • Rate Fixation in Fire Insurance • Payment of Claim • Progress of Fire Insurance, Part-V: Miscellaneous Insurance • Transport Insurance and Motor Insurance • Miscellaneous Forms of Insurance Including Social Insurance • Rural Insurance and Prospects of Agriculture Insurance in India • Urban Traditional and Non-Traditional Insurance • Progress of Miscellaneous General Insurance • Progress of Total General Insurance, Part-VI: Prospects of Insurance Companies • Prospects of Insurance • Privatisation of Insurance Industry • Insurance Innovation and Long Term Care Insurance • Risk Management and Commercial Insurance • Health Insurance • Catastrophe Insurance • Liability Insurance • Micro Insurance and Credit Insurance • Reinsurance • Corporate Governance and Corporate Social Responsibilities • Bancassurance • International Insurance Scene, Part-VII: Insurance Legislation • Insurance Legislation in India — (i) Insurance Act, 1938, (ii) Life Insurance Act, 1956, (iii) Marine Insurance Act, 1963, (iv) General Insurance Act, 1972, (v) Insurance Regulatory and Development Authority Act, 1999

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